The question you have been avoiding, worked out in numbers. Pick the story that sounds like yours. See what staying, moving to India, or trying somewhere else would actually mean.
What it does: it estimates your income, tax, living costs, savings and retirement path in each place you pick, then shows one plain answer and what would change it. Every assumption is yours to edit.
Everything runs in your browser · nothing is saved anywhere · no login
Pick the story that sounds like yours.
Everything in today's dollars. Wealth after ten years assumes a 5 percent real return. College savings are tracked separately.
Three money goals, which do not always point the same way. Everything that is not money is in the next section.
A rough estimate only, and only about the ten-year wealth number between the top two. The independence date can move a different way.
The things that will decide the move regardless of what the wealth number says. Only the rows that apply to your family are shown.
Start with the basics. Change what does not match your family and recalculate — everything above updates.
The three strongest locations by projected wealth, and the ten-year path for every location you selected. Ordered by money only.
Projected retirement wealth in today's dollars. Temporary tuition and debt payments stop when you say they stop.
The link contains your inputs base64-encoded in the URL. Anyone who opens it will see your numbers. Share deliberately.
Everything the calculator uses. The basic fields above and these detailed settings write to the same numbers. The story you picked already filled them in — change what does not match and press Recalculate.